![]() Winston-Salem has areas with different prices for car insurance, so we’ll look at those too. We’re going to see how much car insurance costs in Winston-Salem based on your age, credit score and how strong of a driver you are. There are many factors that affect how much you’ll pay for car insurance, so a cheap company for one person may be expensive for you. Still, you can find the cheapest rates by dropping extra insurance services like medical payments coverage and rental car reimbursement. While not every state requires uninsured motorist coverage, North Carolina does. $25,000 underinsured/uninsured motorist property damage coverage per accident.$60,000 underinsured/uninsured motorist bodily injury coverage per accident. ![]() $30,000 underinsured/uninsured motorist bodily injury coverage per person.$25,000 property damage liability per accident.$60,000 bodily injury liability per accident.$30,000 bodily injury liability per person.According to North Carolina law, all drivers must either meet or exceed the following minimum requirements: ![]() Liability coverage is the minimum coverage required by the state of North Carolina. Nationwide is the second-cheapest option in Winston-Salem with average rates of $28 per month or $336 per year. Cheapest Liability Car Insurance in Winston-SalemĮrie offers the cheapest liability insurance with average rates of $25 per month or $296 per year. ![]() Similarly, full-coverage insurance costs $118 per month or $1,421 per year on average, which is about 29% less expensive than the national average of $167 per month or $2,008 per year for full coverage. This is about 27% less than the national average of $52 per month or $627 per year. Our data shows that the average cost of minimum-coverage car insurance in Winston-Salem is $38 per month or $457 per year. ![]()
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